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No to Debt; Yes to a Credit Card Critic
January 15, 2009I got two more credit cards in the mail today and I found it so funny, I actually burst out laughing. I don’t get it, I really don’t. Are times so bad banks now send plastics via mail even though their recipients didn’t sign up for anything? The two plastics were from different banks but both had credit limits that easily quadrupled my present credit line - which is hefty enough to put me in the poorhouse for a loooong time.
Fortunately, I’ve done a lot of growing up since last year. I no longer trance out on all things shiny and pretty. I can now pry myself away from everything with the word “SALE” stamped on it. Most importantly, I have learned to say no - and where credit cards are concerned, I now say no an awful lot. I said no to the two credit cards, too. Even though we don’t have a consumer’s resource center for credit cards hereabouts, I learned enough about finance in accounting classes to know that 3.5% interest a month is not nice. Oh no, it’s far from nice. It’s an ugly stepchild with more warts on its face than Nanny McPhee pre-transformation. I already have 4 of these stepchildren; I don’t need 2 more!
Wouldn’t it be nice, though, if we’d have a counterpart site to TheCreditCardCritic.Com? All credit card owners - the wise and the wisecracking alike - could surely benefit from a one-stop resource center. I, for one, don’t know the difference between a Visa and a Mastercard, a classic and a gold. So, to cover my bases, I got myself one of each. Tsk, tsk. Now you know the kind of credit card user I used to be! I wasn’t just swipe-happy; I was estafa-waiting-to-happen on two legs!







nice thoughts!!!
Posted by Harry at August 17, 2009, 4:05 am