And slightly sad, half-mad nevergirl is


just a 25-year-old who still wishes it would rain chocolates one day. No matter how many stilettos she learns to walk in and never mind that she breathes work and smells of stale potential, she’d always be half in love with peter pan and that secret, secret place not-so-little girls go to when they do not want to grow up or compromise their dreams.

    

Thank You

MY NEW HOME:

I live here now. Drop me a visit!

TheNeverGirl.com

scribbles on trees

DAM 999 Movie:

Droppin By Sharing a blog of upcoming movie “DAM 999″

Funny Youtube Videos:

Watch Funny Videos and Clips that can make you laugh hard

forex:

go ahead nev girl

swerver:

back here… oh, catching up on many new [superlative here] entries

ron:

can i join this forum?i notice daghan tga sugbo dinhi..me too

Fat A:

Weee! Been a long time since I’ve had a dose of Chinook

text messaging:

blog hop!

niki:

was here, had fun =)

pau:

? the fs?

pau:

happy birthday

insoy:

hahay… kadugay.

nevergirl:

**to look forward to, drats.

nevergirl:

Salamat, salamat. Twenty-six is someplace scary, but you guys make it seem like something to forward to.

tinay:

weeeeeeee! libre beh :D happy burtdi chinay <3 pls write an erotic essay para nako. haha :P

Siroy:

Happy Birthday, Chin! Hope you got my text today. Anyway, have a blast. Know you are thought about. And loved. :)

tinay:

chinay, congrats sa bulinggit!!!! dayun ang tour? :) ssshhh oo, nagresign ko ;) farewell corporate layp.

pau:

rain:

pa link ko balik maam. pramis d nko mag-usab ug link, hahah :P

tinay:

oi chinay! bueng. ;) adto mo ni faffy mo sa guimaras. when you mentioned about landmark, i remembered this statue sa iloilo na puno ug moss! hahaha.

nevergirl:

Hi tez, welcome!

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Six Plastics Later

September 15, 2008

Who thinks about plastic management?

Surprisingly, I do. Then again, I have every reason to. I’ve six credit cards to my name. I have never used three of them, and so I wonder - quite belatedly at this point, really - how I got suckerpunched into signing up for this colorful cycle of plastic and debt collection. The only rationalization I could come up with (and it’s one that won’t hold much water at that) is that it was difficult not to go plastic-mad. Credit card companies make it all too easy to get a plastic. One phonecall and a yes are all it took to send the card skedaddling to where I was. I didn’t even have to provide any information; they already had it in their database!

Looking back, I wish I’d taken the time to do research before taking custody of these cards. They’re cute, yes, but like little babies and gremlins, they bite the hand that feeds them. Had I bothered doing my research, I would have learned that some credit card companies offer lower interest rates than others, others allow credit transfers at almost zero interest, and a few provide debt relief to those who want their plastic cut because the monthly dues are making them bleed.

Apply Credit Card smarts, that’s what sites like Extra Credit Cards urges the plastic-toting public to do. Through tips and a comparison of the different business card offers up for grabs today, the guide to online credit card offers drives home the point that when one has to make monthly payments for regular use of a piece of plastic, there’s no other way but to be intelligent about it. Whether floating or fixed, annual percentage rates could break you. So yeah. Who thinks about plastic management? These days, I do.

Posted by nevergirl at 6:38 am | permalink

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